These Terms and Conditions, along with any other documents referenced within them, outline the terms under which you are permitted to use this website (“Our Site”). We ask that you read these Terms and Conditions thoroughly to ensure you fully understand them. By accessing and using Our Site, you are deemed to have accepted and agreed to be bound by these Terms and Conditions. If you do not agree with any part of them, you must discontinue use of Our Site immediately.
1. Definitions and Interpretation
Within these Terms and Conditions, unless the context clearly indicates otherwise, the following definitions apply:
“Content” refers to all forms of text, images, audio, video, scripts, software, databases, and other types of data or media that can be stored on a computer and are displayed on or form part of Our Site.
“We”, “Us”, or “Our” refers to Legacy Shield.
2. Information About Us
This website is owned and operated by Legacy Shield Limited, a private limited company registered in England under Company Number
Our registered office is located at:
Our VAT registration number is:
3. Access to Our Site
You may access Our Site free of charge. It is your responsibility to ensure that all necessary arrangements are made to enable you to access the website. Access is provided on an “as is” and “as available” basis. We reserve the right to modify, suspend, or discontinue Our Site (or any part of it) at any time without prior notice. We shall not be held liable if the website (or any portion of it) is unavailable at any time or for any duration.
4. Intellectual Property Rights
4.1 Unless explicitly stated otherwise, all Content on Our Site, including the associated copyright and intellectual property rights, is either owned by Us or licensed to Us. This Content is protected by applicable intellectual property laws and international treaties.
4.2 Except as permitted under sub-clauses 4.3 and 4.6, you may not reproduce, copy, distribute, sell, rent, sub-license, store, or otherwise re-use any Content from Our Site without Our express written consent.
4.3 You are permitted to:
4.3.1 Access, browse, and use Our Site via a web browser (including web browsers embedded in other software or applications);
4.3.2 Download parts of Our Site for caching purposes;
4.3.3 Print a single copy of any page(s) from Our Site;
4.3.4 Download limited extracts from pages on Our Site;
4.3.5 Save pages from Our Site for later reference or offline use.
4.4 You must always acknowledge Our status (or that of any identified licensors, where applicable) as the owner and author of the Content on Our Site.
4.5 You may not use any Content downloaded or saved from Our Site for commercial purposes without first obtaining a licence from Us (or the relevant licensor). This restriction does not prevent the standard use of Our Site for general informational purposes by individual or business users.
4.6 Nothing in these Terms and Conditions is intended to restrict or exclude your rights under Chapter III of the Copyright, Designs and Patents Act 1988. This includes rights related to making temporary copies, conducting research and private study, text and data mining for non-commercial research, as well as uses for criticism, review, quotation, news reporting, caricature, pastiche, parody, or incidental inclusion of copyrighted material.
5. Links to Our Site
5.1 You may link to Our Site, provided that:
5.1.1 The link is established in a fair and lawful manner;
5.1.2 You do not imply any form of association, endorsement, or approval by Us where none exists;
5.1.3 You do not use any logos or trademarks featured on Our Site without Our explicit written consent; and
5.1.4 You do not link in a way that could damage Our reputation or seek to take unfair advantage of it.
5.2 You may only link to the homepage of Our Site. Linking to other pages within Our Site (“deep linking”) is not permitted without Our prior written approval.
5.3 You may not frame or embed Our Site on another website without Our express written permission. For further guidance, please contact Us at hello@legacy-shield.co.uk
5.4 You must not link to Our Site from any website whose main content includes material that:
5.4.1 Is sexually explicit;
5.4.2 Is obscene, deliberately offensive, hateful, or otherwise inflammatory;
5.4.3 Promotes or incites violence;
5.4.4 Encourages or assists unlawful activity of any kind;
5.4.5 Contains discriminatory or defamatory material targeting individuals or groups based on race, sex, religion, nationality, disability, sexual orientation, or age;
5.4.6 Intends to, or is likely to, harass, threaten, upset, embarrass, alarm, or inconvenience others;
5.4.7 Is intended to mislead or deceive others;
5.4.8 Infringes, or is likely to infringe, on another person’s right to privacy;
5.4.9 Misrepresents identity or affiliation in a way that is calculated to deceive (this does not apply to obvious parodies that do not breach other parts of this sub-clause);
5.4.10 Implies any form of affiliation or relationship with Us where none exists;
5.4.11 Infringes upon the intellectual property rights of others, including copyright, trademarks, and database rights; or
5.4.12 Breaches any legal obligation owed to a third party, including but not limited to contractual or confidentiality obligations.
5.5 The content restrictions outlined in sub-clause 5.4 do not apply to content posted by users on general-purpose platforms, such as social media websites, where the primary purpose of the site is consistent with the standards described in that sub-clause. For example, you are not prohibited from posting links on social media platforms, even if others post inappropriate content there. However, you must not post links on sites that are primarily intended to host or encourage such content.
6. Links to Other Sites
Links to external websites may appear on Our Site. Unless explicitly stated otherwise, these websites are not under Our control. We do not assume, and expressly disclaim, any responsibility or liability for the content of third-party websites. The inclusion of a link is provided solely for your convenience and informational purposes and does not imply any endorsement of the linked website or of any individuals or entities associated with it.
7. International Users
Our Site is intended for use by individuals located in England and Wales, or by those who hold assets within England and Wales. We make no representations or warranties that Our Site, or any of its Content, is appropriate for use in other jurisdictions or that it complies with laws outside of England and Wales. Users accessing the Site from other locations do so at their own risk and are responsible for compliance with local laws where applicable.
8. Disclaimers
8.1 The information provided on Our Site is for general informational purposes only and does not constitute legal, financial, or professional advice. You should not rely on any content on Our Site as a substitute for professional or specialist advice. We strongly recommend that you seek appropriate independent advice before taking any action relating to estate planning, taxation, or any related matters.
8.2 To the fullest extent permitted by law, We do not make any representations, warranties, or guarantees that Our Site will meet your individual requirements, be free from infringement of third-party rights, be compatible with all systems, or operate securely and without interruption.
8.3 While We make reasonable efforts to ensure that the content on Our Site is accurate, complete, and current, We make no guarantees, representations, or warranties, whether express or implied, that the information is free from errors or omissions, or that it is up-to-date.
9. Our Liability
9.1 To the maximum extent permitted by law, We shall not be liable to any user for any loss or damage, whether foreseeable or otherwise, arising in contract, tort (including negligence), breach of statutory duty, or otherwise, resulting from your use of (or inability to use) Our Site, or from any reliance placed on the Content provided on Our Site.
9.2 We disclaim, to the fullest extent permitted by law, all representations, warranties, and guarantees—whether express or implied—that may be deemed to apply to Our Site or any content contained therein.
9.3 Our Site is provided for personal, non-commercial use only. If you use Our Site in the course of business, We will not be liable for any loss of profit, sales, business, or revenue; loss of business opportunity, goodwill, or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage.
9.4 While We take reasonable steps to ensure that Our Site is free from viruses and other malicious software, We accept no responsibility for any loss or damage caused by viruses, malware, distributed denial-of-service attacks, or other harmful events that may affect your hardware, software, data, or other materials due to your use of Our Site, including any content you may download from it or from any website linked to it.
9.5 We do not accept liability for any disruption or unavailability of Our Site arising from external factors, including (but not limited to) failure of internet service providers, equipment failure, network outages, natural disasters, war, or legal or governmental restrictions.
9.6 Nothing in these Terms and Conditions limits or excludes Our liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law. For more information about your legal rights as a consumer, including those relating to digital content, you should contact your local Citizens Advice Bureau or Trading Standards Office.
10. Viruses, Malware and Security
10.1 We take all reasonable steps and exercise appropriate care to ensure that Our Site is secure and free from viruses, malware, and other harmful content.
10.2 You are responsible for safeguarding your own hardware, software, data, and other materials from viruses, malware, and other potential online threats.
10.3 You must not knowingly or intentionally introduce viruses, malware, or any other malicious or technologically harmful material to or through Our Site.
10.4 You must not attempt to gain unauthorised access to any part of Our Site, the server on which it is hosted, or any other server, computer, or database connected to Our Site.
10.5 You must not engage in any form of attack on Our Site, including but not limited to denial-of-service attacks or distributed denial-of-service attacks.
10.6 Breaching the provisions of sub-Clauses 10.3 to 10.5 may constitute a criminal offence under the Computer Misuse Act 1990. Any such breaches will be reported to the appropriate law enforcement authorities, and We will fully cooperate with them, including disclosing your identity. In the event of such a breach, your right to use Our Site will be terminated immediately.
11. Acceptable Use Policy
11.1 You are permitted to use Our Site only in a lawful and appropriate manner. In particular, you agree that:
11.1.1 You will fully comply with all applicable local, national, and international laws and regulations;
11.1.2 You will not use Our Site in any way that is unlawful, fraudulent, or for any fraudulent purpose;
11.1.3 You will not knowingly transmit, upload, or otherwise send any data that contains viruses, malware, or any other harmful code intended to damage or disrupt computer systems, software, or data;
11.1.4 You will not use Our Site in a manner intended to cause harm or distress to any person or group.
11.2 We reserve the right to suspend or terminate your access to Our Site if you materially breach this Clause 11 or any other provision of these Terms and Conditions. In such cases, we may take one or more of the following actions:
11.2.1 Temporarily or permanently suspend your access to Our Site;
11.2.2 Issue you with a formal written warning;
11.2.3 Initiate legal proceedings against you for any costs incurred as a result of your breach, on an indemnity basis;
11.2.4 Pursue further legal action as appropriate;
11.2.5 Disclose relevant information to law enforcement authorities where required or where we reasonably deem it necessary; and/or
11.2.6 Take any other lawful and reasonable action we consider necessary.
11.3 We accept no liability for any consequences arising from the actions we may take in response to a breach of these Terms and Conditions.
12. Privacy and Cookies
Your use of Our Site is also subject to Our Privacy Policy and Cookie Policy. These documents explain how We collect, use, and protect your personal data, and how We use cookies and similar technologies on Our Site. Both policies are available separately on Our website and We encourage you to read them carefully to understand your rights and Our obligations.
13. Changes to these Terms and Conditions
13.1 We reserve the right to update or amend these Terms and Conditions at any time. Any modifications will take effect immediately upon your next use of Our Site following the changes. We recommend that you review this page periodically to stay informed of any updates.
13.2 In the event of any inconsistency between the current version of these Terms and Conditions and any previous version(s), the most recent version shall take precedence, unless expressly stated otherwise.
If you need to get in touch with Us, you can do so by emailing hello@legacy-shield.co.uk or by using any of the contact methods listed on the Contact page of Our website.
15. Communications from Us
15.1 If we hold your contact information, we may occasionally send you important notifications via email. These communications may concern matters such as updates to our services or changes to these Terms and Conditions.
15.2 We will never send you marketing emails without your explicit consent. Should you provide such consent, you can withdraw it at any time. All marketing emails from us will include a clear option to unsubscribe. Please note that it may take up to 30 business days to process your request, during which you may still receive communications from us.
15.3 If you have any questions or concerns about communications you receive from us (including marketing emails), please contact us at hello@legacy-shield.co.uk, or through the Contact or Complaints pages on our website.
16. Data Protection
For details on how we collect, store, and process your personal data, please refer to our Privacy Policy, which is available on our website. This policy outlines your rights and how we handle your personal information in accordance with applicable data protection laws.
17. Law and Jurisdiction
17.1 These Terms and Conditions, and the relationship between you and Us (whether contractual or otherwise), shall be governed by and interpreted in accordance with the laws of England and Wales.
17.2 If you are a consumer, you retain the benefit of any mandatory provisions of the law in your country of residence. Nothing in Clause 17.1 affects your right to rely on those legal protections.
17.3 If you are a consumer, any disputes, claims, proceedings, or controversies arising out of or in connection with these Terms and Conditions or your relationship with Us shall be subject to the jurisdiction of the courts of England and Wales, Scotland, or Northern Ireland, depending on where you reside.
17.4 If you are acting in the course of business, any disputes or claims (whether contractual or otherwise) relating to these Terms and Conditions or your relationship with Us shall fall under the exclusive jurisdiction of the courts of England and Wales.